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BankSonar

First-Citizens Bank & Trust Company

Raleigh, NC · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$235.5B
Total deposits
$171.4B
Branches
516
Return on assets
0.96%
Return on equity
9.55%
Charter type
State, non-member commercial bank
Established
1898
FDIC cert #
11063

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at First-Citizens Bank & Trust Company

First-Citizens Bank & Trust Company is an FDIC-insured institution (Cert #11063). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

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